January is the worst time of year for those struggling with debt, according to the Citizens' Advice Bureau.
Many families are feeling the pinch as they begin to count the cost of their festive spending with research finding that around 5million British adults are considering taking out a payday loan in the next six months.
Pawnbroker Robin Rosalski, of Get Cash Quick in Queensferry, has been in business for 13 years and says he's never known it to be so busy.
He says people are so desperate, they are pawning everything and anything, from war medals to cars.
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Samba Galêz, Wales' largest community Samba band are celebrating their 25th Anniversary by hosting a special weekend in Cardiff.
International students at Aberystwyth University have held a range of events to raise funds for the Nepal appeal.
A wet start for many with outbreaks of rain, heavy at times, moving northwards.