January is the worst time of year for those struggling with debt, according to the Citizens' Advice Bureau.
Many families are feeling the pinch as they begin to count the cost of their festive spending with research finding that around 5million British adults are considering taking out a payday loan in the next six months.
Pawnbroker Robin Rosalski, of Get Cash Quick in Queensferry, has been in business for 13 years and says he's never known it to be so busy.
He says people are so desperate, they are pawning everything and anything, from war medals to cars.
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Wales got their 2016 Six Nations campaign under way with an entertaining 13-all draw with Ireland at the Aviva Stadium.
Mosques across Wales and the rest of the UK have opened their doors today to encourage people to find out more about the Islamic faith.
Rain quickly clearing this evening with blustery, locally heavy, showers following, merging at times into longer spells of rain.