January is the worst time of year for those struggling with debt, according to the Citizens' Advice Bureau.
Many families are feeling the pinch as they begin to count the cost of their festive spending with research finding that around 5million British adults are considering taking out a payday loan in the next six months.
Pawnbroker Robin Rosalski, of Get Cash Quick in Queensferry, has been in business for 13 years and says he's never known it to be so busy.
He says people are so desperate, they are pawning everything and anything, from war medals to cars.
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Gareth Bale has been blamed for the flop of a calendar featuring post boxes around Wales.
Rhondda Cynon Taf Council has launched a campaign to crackdown on litter louts litter louts, fly tippers and dirty dog owners.
Wales hope to end their qualifying campaign on a high after victory over Bosnia-Herzegovina as they take on Andorra this evening.