Dayne Owens, of the Citizens Advice Bureau, says many families are getting into debt not only on Christmas presents, but everyday items such as food and clothes.
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The whale is made of bags, bottles and other single-use plastics pulled from the ocean, beach and recycling plants.
Skies will cloud over with outbreaks of rain and drizzle.
An article in The Sunday Times found Isis used a network of companies operating out of an office in Cardiff to finance terror plots.