Dayne Owens, of the Citizens Advice Bureau, says many families are getting into debt not only on Christmas presents, but everyday items such as food and clothes.
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Often clear skies this evening will allow for frost to develop. Low cloud will then roll in overnight, making the frost more localised.
Northampton Saints' Director of Rugby has denied that Wales international George North was knocked out during their game against Leicester.
Swansea defender Jordi Amat insists manager Bob Bradley has the backing of the players despite yesterday's 5-0 defeat to Tottenham.