After years of waiting and frustration, first time house buyers are once more being offered mortgages that lend 95% of the cost of a home.
It's one of a series of measures being rolled out to kickstart the housing market.
But how much will it help the thousands of people who are desperate to get their feet on the bottom rung of the housing ladder? Our business correspondent Carole Green has been trying to find out.
More top news
Brains says the old city centre site may become a pub and visitor attraction.
Carwyn Jones says 'issues' of unhappy ministers were raised with him but no specific claims of Welsh Government bullying
Autumn is not going to go out with a whimper! Turning very wet and windy over the next few days, but remaining mild!