Wales' biggest buildng society, the Principality, says last year saw new loans totalling over £1bn.
It's reporting a pre-tax profit of just over £25m.
It says that first-time buyers are key to stimulating the housing market and supporting the economy. The society claims lending to this group has increased by a third and hopes it's new 95% mortgage for the group will help boost the housing market.
Graeme Yorston is the Group Chief Executive for Principality:
More top news
National Trust Wales has announced it's to open the new Far End Garden at the end of this month, spanning 80 acres of Snowdonian hillside.
Cardiff's tourism information centre is closing today, with the only staffed provision residing in Cardiff Bay.
A wet and windy start to the weekend but improving during the afternoon. Drier and brighter with winds easing slightly.