Wales' biggest buildng society, the Principality, says last year saw new loans totalling over £1bn.
It's reporting a pre-tax profit of just over £25m.
It says that first-time buyers are key to stimulating the housing market and supporting the economy. The society claims lending to this group has increased by a third and hopes it's new 95% mortgage for the group will help boost the housing market.
Graeme Yorston is the Group Chief Executive for Principality:
More top news
Uruguay waited 12 years for a World Cup try and two came along on one night in a 47-15 defeat to Fiji.
Warren Gatland's men are staying at a hotel in Surrey which is said to be haunted. Flanker Dan Lydiate claims to have seen one.
The RSPCA is urging cat owners to be vigilant after two separate cat poisonings. They occurred in Deeside.