Wales' biggest buildng society, the Principality, says last year saw new loans totalling over £1bn.
It's reporting a pre-tax profit of just over £25m.
It says that first-time buyers are key to stimulating the housing market and supporting the economy. The society claims lending to this group has increased by a third and hopes it's new 95% mortgage for the group will help boost the housing market.
Graeme Yorston is the Group Chief Executive for Principality:
More top news
Samba Galêz, Wales' largest community Samba band are celebrating their 25th Anniversary by hosting a special weekend in Cardiff.
International students at Aberystwyth University have held a range of events to raise funds for the Nepal appeal.
A wet start for many with outbreaks of rain, heavy at times, moving northwards.