Wales' biggest buildng society, the Principality, says last year saw new loans totalling over £1bn.
It's reporting a pre-tax profit of just over £25m.
It says that first-time buyers are key to stimulating the housing market and supporting the economy. The society claims lending to this group has increased by a third and hopes it's new 95% mortgage for the group will help boost the housing market.
Graeme Yorston is the Group Chief Executive for Principality:
More top news
Western areas will see the wet and windy stuff continue overnight! And then tomorrow - i'm very sorry to say - there is more of it to come!
Dolaucothi Gold Mines is among five locations battling it out to be crowned Wales' best place in this year's Special Places competition.
It's the latest in a series of incidents, despite safety measures being put in place after the death of an off-duty police officer in March.