Pressures on the NHS in Wales mean it could face a funding gap of £2.5bn by 2025/26, according to a report by the Nuffield Trust think tank.
The research suggests the shortfall - the result of 'rising costs' and 'tight' public finances - would occur if funding only rises in line with inflation after 2015/16.
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A bitterly cold night to come with a widespread frost for much of Wales.
Daniel Ivins takes photographs while out and about in his work as a dam safety inspector.
Talks between Welsh and Scottish ministers with the UK Government have ended without agreement despite a concession from London