Debt
Martin Lewis’s Money Saving Expert Website
www.moneysavingexpert.com
Step Change
Free Helpline: 0800 138 1111
www.stepchange.org
Dedicated to providing confidential, free counselling and money management assistance to financially distressed families and individuals. We deal with clients with a range of debt problems. Your first step should always be to get free expert debt advice, based on your personal circumstances. No matter what your debt problem, we’ll be able to help. Over the last twenty years, we’ve helped more than two million people, many of whom have faced exactly the same kind of situation as you
National Debtline
Free Helpline: 0808 808 4000
www.nationaldebtline.co.uk
Provides free confidential and independent advice on how to deal with debt problems.
Business Debtline
Free Helpline: 0800 197 602
www.bdl.org.uk
Provides free confidential and independent advice on how to deal with business debts.
Payplan
Free Helpline: 0800 280 2816 or use our online Debt Help Form for a quick and easy way to get free debt advice from experienced professionals.
www.payplan.com
Our promise is straightforward - we provide free debt advice and free debt solutions for anyone experiencing financial difficulties, whatever the circumstance or situation. Being in debt and experiencing financial problems can be stressful. Talking it through with friends, family or colleagues may not be easy. We're impartial and non-judgemental: most of all, we are committed to finding a realistic solution that is right for you, your family and your home. Our advice is free, confidential and available right now.
Citizen’s Advice Bureau
www.citizensadvice.org.uk
Citizens Advice Bureaux provide free, confidential and independent advice from over 3,000 locations including in bureaux, GP surgeries, hospitals, colleges, prisons and courts. Advice is available face-to-face and by telephone. Most bureaux offer home visits and some also provide email advice.
Shelter
Offer free confidential expert advice via their website, Housing Aid Centres, helpline and e-mail services.
Helpline: 0808 800 4444
www.england.shelter.org.uk
Homeowner Helpline: 0300 3300 515
Web link for housing and mortgage arrears problems: england.shelter.org.uk/get_advice/repossession
The Salvation Army
Tel: 0845 634 0101
www2.salvationarmy.org.uk
The Salvation Army has a long history of working with people who are vulnerable and marginalised across the world and offer very practical help, unconditional assistance and support regardless of race, religion, gender or sexuality, respecting the identity and choices of all those referred to them. Anyone can find themselves facing grief and despair. Family breakdown, unemployment, poverty, homelessness, and drug and alcohol dependency are just some of the reasons why people can lose everything they value, including their dignity. In the Salvation Army we don't judge or condemn. We just help. In the UK and Republic of Ireland there are more than 800 Salvation Army social service centres and churches (corps). We run 120 drop-in centres offering support and help for people in need and serve 3,000,000 meals every year at community and residential centres.
Directgov
www.direct.gov.uk/en/MoneyTaxAndBenefits/ManagingDebt/index.htm
Link to Government website with advice and information on managing debt including mortgage problems.
Parentline Plus
Helpline: 0808 800 2222
www.parentlineplus.org.uk
Open 24/7 and specialises in helping parents under stress, no matter what the problem. You can offload on to them and talk through what would be best for your children Downloadable guide to Splitting UP at www.parentlineplus.org.uk/files/public/sharedfiles/00550PAR_A5_Splitting_up.pdf
Family Line
Helpline: 0808 800 567
www.familyline.org.uk
It is not unusual to feel you need help with a problem. Even with support from family or friends, you may feel they are just too close to help or understand you.Maybe you just don’t ever really feel heard. We provide help and emotional support by listening to all your family problems.
Gingerbread
Single Parents Helpline: 0808 802 0925
www.gingerbread.org.uk
Gingerbread is the charity which works nationally and locally, for and with single parent families, to improve their lives. We achieve change by championing their voices and needs and providing support services.