Up to 50% off Sainsbury’s toys, free wills, 40% off La Redoute and free £632 if you’re married!
Up to 50% off Sainsbury’s toys, free wills, 40% off La Redoute and free £632 if you’re married. These are our Money Saving Expert Martin Lewis’ Quick Deals.
Remember, deals can change quickly, even while I’m on the programme. So always double-check the terms and conditions before spending. Plus, while I hope these deals will save you cash, don’t spend if you can’t afford it, don’t need it, or won’t use it.
Up to 50% of ALL Sainsbury’s toys
This is one of the big pre-Christmas toy sales MoneySavers wait for every year, as it's a great one for Christmas prezzies. Go to anySainsbury’s store (can’t do this online) that sells toys and you’ll be able to get up to 50% off ALL toys, until Tuesday 24 October. Around half of the toys will have the full 50% off discount and if you want something it’s best to go quick as it’s likely to be hugely popular. Examples of toys included are Disney Princess dolls, eg, Rapunzel for £6.50 (were £13), Spiderman Titan Hero series 12-inch figure for £6.50 (was £13) and Beauty & The Beast Belle musical tea party cart for £39.99 (was £60).
Free wills for anyone – you’re going to die, ensure you minimise the impact on your love ones
If you’re getting a will – the gold standard is to have it drafted by a solicitor. Last week I talked about Free Wills Month – where in over 60 locations across England, Wales and Scotland anyone over the age of 55 can get a free solicitor-drafted will. Throughout October it’s totally free but they hope you’ll make a bequest to one of the sponsoring charities.
Yet next month the even bigger scheme, Will Aid launches andimportantly it’s open to all ages, and is across the UK. Yet it gets booked up quickly. So go on the website now and you can pre-book your appointment with a solicitor for then. When you call though, do tell it you’re calling as part of the Will Aid scheme.
Yet this one isn’t free - solicitors are giving up their time for free in the hope you’ll make a donation of around £95 (£150 for couples) that’s split across nine charities they support including Action Aid, NSPCC and the British Red Cross. Donate online before your appointment, and print out the receipt to take with you to the solicitors to show you’ve made it. If you can’t afford it, you can give less, don’t game it though as it is a charity event.
And getting a will is so important, as die will-less and your affairs can be in limbo for years, like Hollie who emailed:“Two years on I'm dealing with the fallout from mum not having a will. Please get a will”. So whatever your age, if you've assets, eg, a house, savings, or a business, and people or others you'd like to look after, consider making a will.
40% off La Redoute
Go online to big French online department store La Redoute and enter the code BIG40 and you’ll be able to get 40% off everything (even sale items which are already up to 60% off), including many big brand clothes, shoes, furniture and more until 11.59pm on Wednesday (25 October). Examples include women’s Levi’s jeans for £47 from £79, Converse 'All-Star' burgundy trainers for £35 from £59 and a men’s Superdry t-shirt for £17 from £29. Though of course it’s stock dependent, and always check if you can get the item cheaper elsewhere. Delivery is £3.99 or you can pick up from a collection point for free.
Are you married? If so, you may be due a free £662
Even now, two and a half years after it launched, only around half the eligible people are claiming the marriage tax allowance. The latest figures out show only 2.3 million out of 4.2 million eligible people are claiming the tax break. It works for married couples or those in civil partnerships (not just cohabiting, I’m afraid) where one pays tax at the basic 20% rate and the other is a non-taxpayer.
The non-taxpayer can apply to have £1,150 of their tax-free allowance shifted to the taxpayer. This means £1,150 of income they were taxed on at 20% is now tax-free – a £230/year gain. And you can claim for the last two years too, if you haven’t already – so that’s £662.
But crucially it’s the non-taxpayer who must apply to transfer their allowance. Then once done, you’ll get it for every year going forward. This is easy to do and a no-brainer. For full info on how it works and how to apply, see Martin’s Marriage Tax Allowance Help guide.
