More than half of mortgage holders have no plan in place for how they will cope with interest rate rises, according to research from a Government-backed body.
Some 56% of mortgage holders surveyed for the Money Advice Service (MAS) admit to having done nothing so far to prepare for the prospect of their home loan repayments becoming more expensive after the Bank of England base rate moves off its historic low.
This is despite almost one in five (19%) of the 3,000 UK mortgage holders surveyed saying that they will "really struggle" to cover any increase to their monthly payments.
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