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  1. ITV Report

Cyber Monday: How to avoid being a victim of fraud

Credit: PA

We've had Black Friday - now it's Cyber Monday, and shoppers are expected to spend a whopping £1 billion.

The online-only event lasts just 24 hours. But how do you avoid falling prey to internet scammers?

Follow these top tips from Financial Fraud Action UK:

  • 1. Take five before you buy

If you are using a retailer for the first time, always take time to research them before you give them any of your details. Be prepared to ask questions before buying.

  • 2. Trust your instincts

If an offer looks too good to be true, then there is often a catch.

  • 3. Be sure you know who you are dealing with

Always access the website you are planning to buy from by typing the address into your web browser - and be wary of clicking on links in unsolicited emails.

  • 4. Look for the padlock symbol in the address bar

It is a good indication that the retailer is reputable.

  • 5. Only use retailers you trust

For example, ones you know or that have been recommended to you.

If you are buying an item made by a major brand, you can often find a list of authorised sellers on their official website.