ITV News answers your debt questions amid cost of living crisis

Watch ITV News' Q&A session on your queries about debt

As the soaring cost of living continues to bite household finances across the UK, more people are turning to loans, credit cards, over drafts and in some cases - pawnbrokers to afford everyday essentials.

Doing so can result in various levels of debt being incurred, piling further financial strife on already embattled Britons.

ITV News Investigations Correspondent Daniel Hewitt and Richard Lane, from the debt charity StepChange, have been answering your questions on how best to manage debt.