The town of Dalbeattie in Dumfries and Galloway is now without a bank.
The Bank of Scotland branch closed last night, meaning local people will have to travel to Castle Douglas or Dumfries.
It is one of many closures across the region and follows the closure of the Royal Bank of Scotland more than two years ago.
The Bank of Scotland says the closure is down to changes in the way people choose to do their banking.
Local Dalbeattie councillor, Davie Stitt, said:
The nearest banks are six miles away in Castle Douglas or Dumfries, which is nearly 15 miles away.
A spokesperson for the Bank of Scotland said: