The housing charity Crisis is warning that Universal Credit is leaving poorer families in the North West at risk of homelessness.
That's because of what it claims is the persistent shortfall between the benefit and the true cost of renting accommodation.
Some of the least affordable areas in the region include Southern Greater Manchester, where just 6% of two-bedroom rented houses were affordable for small families receiving Universal Credit in 2018/19.
According to a new report from Crisis out today, the gap is leaving households facing the choice between paying for essentials like food and bills or paying their rent - and in the most severe cases, increasing their risk of homelessness.
The loss of a private tenancy is currently the number one cause of homelessness across England.