1. ITV Report

Student pays off loans with £14,000 won in competitions

A student from north London is paying off her loans by making £14,000 in five months simply by winning competitions.

Chloe Bingham in a Christmas jumper she wore for a competition Credit: SWNS

Chloe Bingham, 19, spends up to two hours a day entering contests to win prizes ranging from electronics, theme park trips and cash.

The University of Glasgow film student, has also won hampers, food, toiletries, and festival tickets - and is using the funds to pay off her student fees.

Credit: SWNS

She enters hundreds of competitions she finds every day in magazines, online, social media and TV.

Chloe, from Islington, says entering competitions is a hobby. She started when she was just 11.

I started entering when I moved to a new area in London and I didn't know anyone.

I saw a competition and I took an interest in it - and then I won. Ever since then I was hooked. It's definitely addictive.

– Chloe Bingham
Chloe on a night out she won in a competition Credit: SWNS

She says her top win was a competition run by Currys and PC World for students, which ran for a month in August 2015.

The aspiring film director recreated the scene from Harry Potter where Harry gets told he's a wizard - using glove puppets.

Chloe managed to bag herself £10,000 towards her university fees along with a tech bundle for students, which included a tablet, a toaster, headphones and an iron.

I relied on the fact that students are quite lazy and I thought the level of entries would be quite low - so even though I'm not that artistic I still entered anyway.

A lot of the competitions I win are low entry competitions - some only have ten or so entries.

– Chloe Bingham
Chloe on a night out she won in a competition Credit: SWNS

From August to December 2015, the Chloe won an astonishing 42 different competitions, including camping tickets to V festival worth £400 and a four night break for four people at a resort in Wales.

Normally I try and win specific things - things I think will be useful or things I enjoy like unique experiences.

One of the unique experiences I won was a free entry to a VIP karaoke booth at a night club which included a free buffet and cocktails for 12 of us.

Some things I might sell, for example if I won an iPad I might sell it because I've got a tablet already - but the majority of things I've won I've kept or given away to friends and family.

– Chloe Bingham

Her least successful month was October - but even then she still took home £420 worth of prizes.

She also won a Fortnum and Mason Christmas hamper worth £110 - by having the best #Christmasjumper photo for an Instagram competition.

Her first ever win was two nights at Alton Towers for her and her family after entering a Silent Night Bedtime Short Story competition when she was aged 11.

The student, who was previously on the BAFTA Youth Board, still has to dedicate quite a lot of time to her lucrative hobby but said it's not as time consuming as you would expect.

If she's free she may well spend one or two hours a day entering competitions, but some can easily be entered in just 20 seconds - you started filling in your details and let auto-fill do the rest.

There are also plenty of "creative" competitions out there too though - which require you to write something or take a photo or make a video to win.

Although these have bigger prizes, they tend to have lower entry levels because of the effort involved - so if you put in the time you can give yourself a good chance of winning.

Now, Chloe is a bit more discerning when it comes to the competitions she enters.

I generally enter competitions for holidays and cash, vouchers - lots and lots of vouchers - anything over £25 basically.

And then apart from that just unique experiences.

– Chloe Bingham

Between August 2015 and December 2015, Chloe won the following prizes:

  • August:
  • 4 - A personalised apron worth £25
  • 13 - A £60 cheque
  • 18 - V Festival Tickets worth £400 and a £15 restaurant voucher
  • 26 - £100 worth of vouchers of her choice - she chose Love2Shop
  • Total for August: £600
  • September:
  • 01 - Amazon Instant Video Hand of God premiere tickets
  • 02 - A £20 One4All Giftcard
  • 03 - A four day retreat for four people at Bluestone Wales in Pembrokeshire worth £500 and a Kindle Paperwhite worth £90
  • 10 - £10,000 towards her university fees and a technology bundle - £11,200
  • Total for September: £11,810
  • October:
  • 20 - A three course dinner with cocktails at Gusto Glasgow worth £60
  • 26 - Boots from Little Mistress worth £60
  • 30 - A night out at Corinthian Club for 12 worth £300
  • Total for October: £420
  • November:
  • 04 - A pair of Cineworld tickets worth £20
  • 09 - A pair of tickets to the Edinburgh Foodies Festival worth £20
  • 18 - A pair of tickets to the Country Living Christmas fair worth £20
  • 23 - Breakfast for two at any Little Chef worth £20
  • 23 - A pair of tickets to the BBC Good Food Show worth £40
  • 24 - A two night stay at any Mercure hotel worth £130
  • 24 - A meal for two with cocktails/beers at Trading House Glasgow worth £50
  • 26 - A Grange Strathmore Hotel Voucher worth £120
  • 27 - Afternoon tea for two at Hilton Garden Inn, Glasgow worth £30
  • 27 - Hozier gig tickets worth £45
  • Total for November: £495
  • December:
  • 01 - A Krispy Kreme green card worth £10
  • 04 - A night at Moggerhanger Park Bedfordshire hotel - £65
  • 05 - A £5 Intu voucher
  • 05 - A £10 iTunes voucher
  • 06 - Biffy Clyro Concert in the Gardens tickets worth £100
  • 07 - A £5 Intu voucher
  • 09 - A £10 iTunes voucher
  • 10 - A £10 Love2shop voucher
  • 10 - A Cornish food hamper worth £50
  • 11 - A voucher for a driving lesson for an 11-17 year old worth £35
  • 11 - A pair of tickets to the Edinburgh Hogmanay Street Party worth £45
  • 14 - £30 of vouchers for Glasgow Christmas Market
  • 18 - A Mall Giftcard worth £20
  • 21 - A Fortnum and Mason Hamper worth £110
  • 23 - Beats Headphones worth £170
  • 25 - A spa day for two at Waldorf Astoria Edinburgh worth £60
  • 31 - A £25 Marks and Spencer voucher
  • Total for December = £760

Total - £14,085