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Postcodes 'clearly impact' on car insurance premiums

Drivers who live in west London will have seen no change to their car insurance premium costs. However, just down the road savings could be seen by motorists in London West-Central.

In London, your postcode seems to clearly have an impact on motorist's car insurance premiums. However, insurance premiums are at a low compared to this time last year and we would recommend that motorists take advantage of falling prices, rather than simply accepting their renewal price.

– Gemma Stanbury, Head of Car Insurance at


London hardest hit by car insurance ‘postcode lottery’

Parts of central London are still bucking a national trend of falling car insurance premiums. Figures show residents living at opposite ends of the same street could still receive vastly different premiums based on their postcode.

These figures, from show the changes in insurance premiums in the last three months, and the average cost of comprehensive car insurance premiums.

  • Central London: +1.1%, £1,035
  • East London: -2.1%, £1,346
  • North London: -2.1%, £1,118
  • North West London: -3.8%, £1,178
  • South East London: -3.0%, £987
  • South West London: -2.4%, £848
  • West London: 0.0%, £950
  • West Central London: -10.2%, £898