Student loans have been in the news headlines after the Labour Party released more details of its plans to scrap university tuition fees starting from September 2017, should the party win the General Election in June.
Meanwhile an ITV Meridian investigation reveals that the sum of debt owed by students could be a lot higher than they initially think - because of interest charges which start from the day the loan begins.
This is the first of two special reports from our Social Affairs Correspondent Christine Alsford.
The report contain interviews with: Estelle Clarke, campaigner and expert; Tom Woolf, Founder of EdAid; Jessie Hamil-Stewart, a first year student; and David Tyler, a Financial Advisor. There is also footage from a Student Loan information film.