As huge numbers of people are left in debt and councils are millions of pounds out of pocket, an investigation by ITV Tyne Tees and Border has revealed local authorities are chasing-up council tax arrears of £116m.
Debt charities say, despite a council tax freeze in many areas, people don't have the money to pay up. Matt Hartley is from the Consumer Credit Counselling service.
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Four candidates are standing to replace Dame Vera Baird as Northumbria Police and Crime Commissioner. Polls opened at 10am.