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Pension reforms announced in Queen's Speech 2014

Plans for giant "pooled" pension schemes with the potential to boost people's chances of getting a better retirement outcome have been unveiled in the Queen's Speech. The legislation will enable "collective schemes" that spreads risk between members.

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Miliband: Politicians must address widespread apathy

Ed Miliband and David Cameron seen walking through the Central Lobby following the State Opening of Parliament. Credit: PA

Parliament must address the deep cynicism in the public reflected by the mass of voters who turned to Ukip or did not vote at all, Ed Miliband has said as he replied to the Queen's Speech.

The Leader of the Opposition claimed apathy and discontent were challenges faced by all parties and governments, risking the undermining of Britain's democracy.

He said: "What the recent elections show is that more than at any time for generations, this House faces a contemporary battle of its own - a battle for relevance, legitimacy, and standing in the eyes of the public."

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