This Morning

It’s part of nearly every woman’s beauty regime, but also one of the most difficult to master. Bryony is here to show you how to find and apply the right foundation for your skin-tone to get that flawless looking skin, no matter what your age.

Ruth wears Principles dress with Whistles shoes.

Eamonn wears Souster & Hicks.

Fantastic Beasts: The Crimes of Grindelwald has hit cinemas, but if you're still reeling from not receiving your acceptance letter to Hogwarts, fear not, as we have some of the best gifts from the Wizarding World that might just make you feel better!

They became BFFs in the I’m A Celebrity jungle, and today former campmates Vicky Pattison and Ferne McCann are reuniting in our studio. They’ll be telling us what this year’s campmates can expect, as they share all the latest before we head Down Under this Sunday.

Forget ordering a takeaway tonight, as Levi Roots has your Friday dinner sorted with his spicy fishcakes!

Serves: 4

Ingredients

200g (7oz) floury potatoes (such as King Edwards), peeled and cut into large chunks

500g (1lb 2oz) skinless white fish fillet, such as cod, haddock or pollock

1 red chilli, deseeded and finely chopped

3 tbsp finely chopped fresh coriander

3 spring onions, green parts only, finely chopped

2.5cm (1in) piece of fresh root ginger, peeled and grated

½ garlic clove, finely chopped (optional)

Finely grated rind of 1½ limes

Salt

1 large egg, beaten

2 tbsp lime juice

100g dried breadcrumbs

1–2 tbsp olive oil

To serve

4 lime wedges

Mixed leaf salad (optional)

Method

1. Put the potato chunks into a saucepan of water and bring to the boil, then reduce the heat and simmer for about 10 minutes or until tender. Drain well.

2. If you have a steamer, steam the fish in it above the simmering water of the potatoes – the fish is cooked when the flesh just flakes when tested with the tip of a knife. Otherwise, while the potatoes are cooking, poach the fish in a saucepan of gently simmering water or milk for about 5 minutes (or cook in a microwave).

3. Leave the fish to cool slightly, and when cool enough to handle, check it for bones and break into rough flakes.

4. Put the breadcrumbs on a plate

5. Mash the potatoes and then mix with the chilli, coriander, spring onion greens, ginger, garlic (if using), lime rind and 1 teaspoon salt. Add the beaten egg to the mixture to bind it.

6. Pour the lime juice over the flaked fish, then sprinkle on a little salt and gently stir it around with your fingers to season the fish well.

7. Gently stir the flaked fish into the potato mixture. Form into 4 fishcakes, about 4–5cm (1½–2in) thick.

8. Pat them on both sides with the breadcrumbs, then put on a clean plate, cover loosely and leave in the fridge for 30 minutes to firm up a little.

9. Heat the oil in a frying pan over a medium–low heat. Add the fishcakes and cook for about 3 minutes on each side until the outside is nicely brown and they are hot all the way through. Serve with lime wedges and, if having them for lunch or supper, a salad.

It’s all about the Love Island look. A new survey has revealed that almost half of UK men under 24 shave their bodies and underarm hair.

Vanessa Feltz is outraged, and believes hairless men look like children, whereas Real Housewives of Cheshire star Dawn Ward finds hair anywhere but someone’s head repulsive and couldn’t be with a man who thought otherwise!

They both join us to debate the hairy issue.

21-year-old Sophie Michelle is funding her university degree - by whispering. Sophie’s videos, which feature her whispering phrases such as “hello sweetheart” and even dressing in costume to read storybooks have attracted millions of views online. The videos are designed to induce feelings of ASMR (autonomous sensory meridian response) - helping ease anxiety and help people sleep.

She joins us today to tell us how she discovered her very unusual talent, as she uses her whispering skills to relax our viewers.

Beware of student loans letter, annual leave quirk, new cheapest personal loans and Nectar double-up promo ending. These are our Money Saving Expert Martin Lewis’ Quick Deals.

Remember, deals can change quickly, even while I’m on the programme. So always double-check the terms and conditions before spending. Plus, while I hope these deals will save you cash, don’t spend if you can’t afford it, don’t need it, or won’t use it.

Started University between 1990 and 1998? beware of a letter you may get in the post

Some university leavers who started university between 1990 and 1998 (many will now be in their late 30s and 40s), have been receiving letters from Erudio – the company which manages their student loans – offering them the chance to pay off half their student loan balance with the remaining half then being wiped clear.

Whilst this may sound like a good deal, those receiving the letters aren’t even earning enough to make the repayments. Plus, if you've still got one of these loans, it means you haven't paid it off in at least 20 years. So in most cases it's unlikely you'll ever pay any of it back, and even more unlikely you'll pay it off in full. While it may seem tempting to pay a lower figure than the outstanding balance, the loan will eventually wipe.

So my warning here is clear. The vast majority of people who get these letters should treat it like it's dirty, hold it by the edge and toss it straight away in the bin. Erudio is trying a fast one on most people. Only those who are temporarily deferring and have a reasonable chance of earning over the £30,737 threshold should consider Erudio's offer. In that case, you should only do it if you're likely to pay off more than the settlement figure.

Annual leave quirk - 18 days off for the price of 9

Assuming you work the standard Monday-Friday, because of the way the Easter bank holidays fall next year (2019) – (it follows the lunar calendar and tends to move with the Jewish Passover festival) on 19 April (Good Friday) and 22 April (Easter Monday) and the May Day bank holiday on Mon 6 May, by taking nine days annual leave in between those dates (23-26, 29-30 April and 1-3 May), you’ll get 18 consecutive days off work (sorry bosses of the UK). So be the first to book if you can.

Loan price war; joint cheapest ever rate for £7.5k - £15k

Borrowing should only be done when needed, if it’s planned, budgeted for and you are sure you can afford the repayments – if not, don’t do it. If you are going to borrow though, and need a large amount, then Admiral Bank has recently launched the joint cheapest rate at 2.75% rep APR, which you can repay over 1-5 years. Sainsbury’s Bank also offer this rate, but you need its free Nectar card, and max repayment time is up to 3 years. Off course if you don’t need to borrow as much, then rates get more expensive; but don’t use this as an excuse to borrow more, only do what you need. Do remember though all these loans are representative rate, meaning only 51% of accepted applicants get the rate advertised. For full help to find the cheapest loans for all amounts, and tools to find out which you are most likely to be accepted for see Martins’ full cheapest loans guide.

Last chance, Nectar double-up promo ending soon

I told you before that Nectar had a double up online, that’s finished now but until this Sunday (18 November) you can exchange and spend your Nectar points in Sainsbury’s stores for double its value, so 1,000 points will get you a £10 double up voucher instead of the usual £5. The most you can spend is £200 in double-up vouchers in any of the these 11 categories - cosmetics, electricals, entertainment, fragrance, gifts, homeware, seasonal goods, skincare, Taste the Difference wine, toys and TU clothing. So if you’ve a stash of nectar points, now’s a good time to use them.