'Skint Dad' blogger solves your payday loan pain!

With the Christmas bills continuing to arrive and January's pay slip still over a week away, this weekend is the one when, frankly, we're all absolutely skint! But with recent figures suggesting that someone in the UK applies for a payday loan every 15 seconds - often to companies charging interest rates up to 16,000 percent - just how desperate are we getting to make ends meet?

This morning we're joined by Ricky Willis, founder of the popular blog ‘Skint Dad’, to discuss his experiences of payday loans spiralling out of control and offer his advice to help others from getting into debt.

Debt helplines

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